Version 1.3 — September 2026
The service is provided by Luigi Casini, an individual, domiciled at Località Tregozzano 45, 52100 Arezzo (AR), Italy, hereinafter «Delfi» or «we». For any communication: info@delfi-memory.com; for personal data: privacy@delfi-memory.com.
Delfi is a personal tool for thinking through your own decisions — money, home, work, life projects — and for remembering them: a long-term memory of your wealth and of your choices (a wealth memory). When you use Delfi you are interacting with an artificial-intelligence system. Through Pizia, an assistant built on language models, Delfi keeps the conversations, projects, notes and documents the user chooses to put in, and gives back questions, context and risks to weigh.
Some features dedicated to the financial markets — portfolios, positions, price sentinels, predictions — are not part of the basic service: Delfi enables them only for users to whom they are expressly granted, and for those users the parts of these Terms that concern them also apply.
Delfi does not provide financial advice and is not authorised to provide it: nothing Pizia says is a personalised recommendation on financial instruments, and nothing takes your situation into account in order to tell you what to do with your money. The full perimeter is in the Legal notice.
The service is for adult individuals acting on their own behalf: by registering you declare that you are at least 18 years old. Delfi is not intended for minors, is not designed to be used on someone else's behalf, and is not designed for providing a professional service to third parties.
During the beta phase, access is by invitation: registering requires a code or a personal invitation, including within agreed trial programmes. Invitations are personal and non-transferable.
Anyone who accesses Delfi to evaluate it in the course of their professional or business activity does so under an evaluation agreement signed with us: these Terms apply to them insofar as they are compatible, and in case of conflict the agreement prevails.
Pizia will warn you if she detects any of the following. Warnings are progressive: from a first notice up to temporary suspension.
After repeated warnings are ignored, the memory service is suspended: the conversation with Pizia remains available, but Pizia won't save or recall your data. The rest of the platform — your data, your settings — remains accessible. A suspension lasts 24 hours, then ends by itself; if it happens three times less than two days apart, it stays until review. To request a review, contact privacy@delfi-memory.com.
While a suspension is in force, deletion of your data and of your account is temporarily suspended, because the data under review is retained as evidence. This limitation lasts at most 30 days from the opening of the review, after which deletion becomes available again even if the review is still ongoing. The legal basis and how to contest it are described in section 7.1 of the Privacy Policy.
Delfi is a memory system. How that memory works internally is proprietary — you will not find a technical description here. You can always ask Pizia what she remembers about you, and you can delete your data at any time from Settings.
Using Delfi is free. For Pizia to answer, language models are needed, and there are two ways:
Some features work even when you are not using Delfi — for example the periodic review of the memory — and use your keys. A paid key is not used for these features unless you expressly choose it in the Settings.
Any future economic conditions will be published on this page and communicated to registered users before they take effect, as set out in section 13.
You can delete your account at any time from Settings. The data that identifies you is removed immediately and your username becomes available again; for 30 days a technical record remains which no longer contains data capable of identifying you, and which exists so that a deletion made by mistake can be undone. For full details on data retention, see the Privacy Policy.
The service is offered "as is", with no guarantee of outcome. To the extent permitted by law, Delfi is not liable for losses, lost profits or damages arising from decisions taken using the service, from inaccurate information produced by Pizia, from market data that is wrong, delayed or missing, or from the unavailability of the service.
The rights the law grants to consumers are unaffected: no clause in these terms is intended to limit or exclude them, and where there is a conflict, the law prevails.
The data you enter and the content you generate remain yours. Delfi uses them to provide the service and for the other purposes described in the Privacy Policy, and does not sell them. The software, the interface, the guide texts and the way Pizia works belong to Delfi: they may not be copied, resold, decompiled or reused to build a competing service without written permission.
Delfi is evolving: features may change, be suspended or be removed, and the beta phase may end. These terms may also be updated from time to time, and the version in force will always be available on this page. Where changes are substantial, users are informed through the platform and are asked to accept again before continuing to use the service.
To work, Delfi relies on third-party services: the providers of language models and data sources and, if you connect them yourself, Telegram for notifications and the external assistants that use Delfi as a connector. Their own conditions also apply to these services, and Delfi has no control over them; which data they receive is described in the Privacy Policy.
These terms are governed by Italian law. For any dispute, the court of the consumer's place of residence has jurisdiction, under the Italian Consumer Code.